Hello. My name is Steve Valencia owner, founder and Life Underwriter Training Council Graduate

I founded Athena Insurance in 1996. I received my LUTC Graduate in 1983. It’s been a while right? Life has taught me a great deal. There is a cycle in life for everyone. The cycle is not the same for everyone. What is the same is we have a beginning and an end. The decisions we make “during” our lifetime will have a significant effect on the one’s we love and ourselves. The time to plan, discuss implement life insurance into your future is now. The benefits of life insurance are many. For those that are sincere about planning a secure future, I am here to help.  

Steve Valencia

Business Life Insurance

Some of the needs for business life insurance are refered to as executive life, key man life, and credit life

Executive Life

Life Insurance for Key Executives in your business. 

keyman life

What would you do if you list a Key Employee? 

credit life

Sometime lenders require that life insurance be used to satisify lending requirements. 

business continuation

All businesses have a life cycle. How will your business succeed when you are gone?