e are an independent insurnace broker in the State of California #0588228 (any many other States) As brokers, we work for “our clients” and we are not employees of any Insurance Carriers. Through independent agency contracts, we are allowed to , within the agency agreement, shop and compare insurance on your behalf. We have been doing this service to the public since 1996. 

The Homewners insurnace market in California has become financially burdensome for so many. 

Should you decide to call upon us to become your insurance broker we will shop with as many insurance carriers as “possible and practical” by the process of an underwriting review of “your” particular need. 

For many homeowners the only viable option is the “California Fair Plan – plus a Difference in Conditions” policy. This means you will need two policies to come ” close to what a tradiional homeowners policy is today“. We are appointed independent broker with the California Fair Plan. We are not an exclusive broker. We are one of many brokers. You can view their site at this online location by clicking here. 

But they are not the only option all of the time. 

As the homeowners market evolves due to the dynamics of the marketplace, we strive to gain agency contracts with new carriers entering into the California homeowners insurance marketplace and returning insurance carriers too. 

Note: Coverge is not bound by completing this intake questionnaire. Time to quote can take up to three working days. 

Please email a photo of the front of the home “with” the number displayed on this primary photo. If the numbers are not in the photo for any reason (because they are on a post, mail box or other) please take a second photo displaying where the numbers are displayed. This is a requirement in order to get a quote approved by the California Fair Plan). Upload Photos by clicking here.

For homes located on farms with large farm animals. Your situation is unique and should be discussed. 

Have questions? Call 209 223-1870.