Hello. My name is Steve Valencia. I founded Athena Insurance and Financial Services in 1996 in the State of California. I am a L.U.T.C. graduate. (Life Underwriters Training Council Graduate 1983)
I complete mandatory education training periodically for such things as Annuity, Life Insurance, Ethics, Anti-Money Laundering, Commercial Auto, General Liability, Workers Compensation and more.
My licensure and continuing education can be verified here at the California Department of Insurance. https://insurance.ca.gov.
Look up by name: Steve Valencia, by agency dba: Athena Insurance and Financial Services or Broker license number #0588228. (We highly recommend you do the same with any entity, AI or otherwise as one can be fooled by AI ran ads) Know your insurance broker.
Prior to founding Athena Insurance I was developing land in Calaveras County. And, prior to that I was a life insurance agent for the Prudential Insurance Company of America.
Business Administration and Administration of Justice were my choice of studies while in college.
These days I manage the “day-to-day” operations of the agency and my responsibilites include management of marketing, insurance consulting, customer service and more.
Our primary insurance markets of preference are as follows:
- Timber, Logging & Forestry
- General liability
- Excess Liability
- Loggers broad form
- Professional Liability
- Workers Compensation
- Commercial Auto
- Inland Marine
- Property & Locations
- Pollution Liability
- Directors & Officers E&O
- Cyber Liability
- Life – Individual, Keyperson, Buy/Sell & Executive
- Wildfire Firefighters
- Agricultural Commercial and Farm & Ranch
- Farm General Liability
- Farm Pollution
- Workers Compensation
- Agri-entertainment
- U-pick
- Eqine personal and commercial a
- Agri-Entertainment
- Commercial Auto
- Property
- Farm Packages
- Estate Life Insurance
- High Value Homeowers
- Coastal Properties
- Multi-locations
- Investor Packages
- Homeowners
- Non-wildfire zones
- Wildfire zones
- Fair Plan broker
- Construction
- General Liability
- Professional liability
- General Contractors
- Engineering Contractors
- Specialty Trade Contractors
- Workes Compensaton
- Pollution Liability
- Life Insurance
- Cyber Liability
- Directors & Officers E&O
- Wineries
- Winey Packages
- Micro-mead manufacturers
- Event Venues
- Workers Compensation
- Commercial Auto
- EPLI
- Commrecial Auto
- Excess Liability
- Directors E&O
- Cyber liability
- Excess Liability
- Life Insurance
Our Secondary insurance services include”
- Recreational Vehicles
- Marinas
- Auto Insurance
- Rental Properties