OUR TARGET MARKETS

Athena Insurance writes nearly all lines of Property & Casualty and Surety Bonds. When we make the statement “Target Markets” it is meant to serve on a few of our Specialty Markets. We also write many personal lines with top rated Insurance Companies.  

Forestry & Timber

Forest & Timber are one of our favorite insurance services. From Multi-National

  • General Liability Insurance
  • Logger Broad Form Third Party Liability
  • Inland Marine / Equipment Insurance
  • Commercial Auto Insurance
  • Log Truck Driver Commercial Auto
  • Cargo Insurance Coverage
  • Workers Compensation Insurance
  • Self-Employed Accident Insurance
  • Pollution Liability Insurance
  • Surety Bonds / Indemnity
  • Forester Professional Liability Insurnace
  • New Ventures Considered
  • Addition Insured Certificates

Construction

Construction – Architectual Engineers, General Building Contractors and Speciality Artisians.

  • General Liability Insurance
  • Inland Marine / Equipment Insurance
  • Commercial Auto Insurance
  • Builders Risk / Course of Construction
  • Installation Floater Insurance
  • Professional Liability Insurance
  • Pollution Liability Insurance
  • Workers Compensation Insurance
  • Self-Employed Accident Insurance
  • Contract, License, Bid & Performance Bonds
  • New Ventures Considered
  • Additional Insured Certificates
  • Transportation – Liability and Cargo
  • And more…
Construction Insurance

Agricultural

Commercial, Specialty and More Agriculture New Ventures are Welcomed

  • Commercial Farm or Ranch Liability
  • Family Estate Farm Package
  • Stand-Aloine Liability Only Insurance
  • Equine Personal & Commercial Operations
  • Orchards, Growers and Processors
  • Cattle Operations
  • U-Pick and Roadside Stands
  • Agribusiness & Entertainment
  • Inland Marine / Farm Machinery
  • Excess Liability Insurance
  • Home and Property Insurance
  • Pollution Liability Insurance
  • Family Life and Estate Planning Concepts
  • Meat Proccessors
Crop Insurance
Business Owners Insurance

Small Business Insurance

We will do the shopping and comparison for you. You do not have to rely on AI (artificial intellegence) to evaluate your insurance needs. 


With nearly 30 years of experience, Athena Insurance works with over 100 insurance carriers. Many of which may have “specialty” program for your particular Business Needs. 


Trust a professional broker to help you. Make the Wise Choice and have peace of mind.  


Not sure if we can write a particular type of business? Feel free to send us a quick contact email by clicking here. 

our story

The Agency was Founded in 1996, 

Athena Insurance and Financial Services was founded in 1996 but the broker’s roots in insurance go back as far as 1980.

Since 1980 his experience has been in Grocery Management, Life, health and annuity Insurance, Securities, Real Estate Sales and Develoment , Surety and Construction. 

Over the years Steve Valencia has experienced the many changes this Country has gone through. More recently with the promotion of AI and Social Media, he is concerned for the basic teachings of our Society being put into the “hands of progreammers” to create AI.  

Please? Make the Wise Choice and have Peace of Mind. 


our philosophy

Focus on the things we can do and leave the rest up to the man upstairs

This industry has it’s ups and downs.  It is very dynamic with insurance markets constantly changing. 


We remain stable but flexible in order to satisify our client’s needs. 

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