Personal Auto Insurance from Athena Insurance

NO BROKER FEES for policy, id cards, policy changes, claims handling…

Avoid the pit falls of purchasing “cheap” insurance.  Protecting your assets and loved ones is very important to us! Besides viewing the “apples-for_apples” coverages we recommend that you ask these questions:

  1. Does my Auto Insurance quote include permissive use? Why? Permissive use allows for anyone licensed and with your permission to use your vehicle and your coverages stay in force. Without Permissive use you do not have coverage!
  2. Does your policy have drop down limits and / or dropped coverage? Some policies only allow for “listed” drivers. In other words.. If you allow anyone not listed in writing and approved by the carrier your limits drop or are completely deleted.  Is that the type of coverage you want? The answer should be “NO!”
  3. Does your Agent or Broker charge a Broker fee when upon your “purchase” of Auto insurance?WE DO NOT!
  4. Does you Agent charge you an Agency service fee for policy changes, identification cards, SR-22 or other?  WE DO NOT!
  5. When you Agent or broker shops and switches you to save you money on your rates do you get charge a fee again? WE DO NOT

With a list of five such as this who needs a top ten list?

These are just a few very important examples of why you want to have Athena Insurance and Financial Services as your Insurance Agent.  We only quote and issue policies that offer you “*permissive use” and do not take away coverage for non-listed drivers.  When we underwrite your personal auto account we either include all drivers in the house hold or inform you that certain drivers will be excluded by name.

Write and Bind in six States

Save even more on gas and time! If you have email, a debit/credit card and a printer or fax we are good to go. We will quote your auto insurance, discuss the coverage, terms, conditions and policy services that are included with you. Then, if you decide to proceed…we can proceed to issue the policy and email you the application, identification cards and payment receipt.  So sit back, kick back…save money… and above all else…”Make the Wise Choice and have peace of mind” with auto insurance from Athena Insurance and Financial Services.


  1. Arizona
  2. California
  3. Iowa
  4. Nevada
  5. Oregon
  6. Texas

Is your driving record less than stellar? No problem! Athena Insurance has access to nearly 200 Insurance Carriers. Call 888-299-1870 or 209-223-1870 for a free quote! Instant SR-22

For you information here is a list of Auto and Vehicle “types of insurance.

Quote today! Call or click. Phone 209-23-1870 or select a link below

 Office hours are Monday through Friday 9:00 am to 5:00 pm (closed every holiday I can imagine)

S Valencia



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