Contractor Insurance

Construction Insurance

Contractor Insurance

For the best rates around let Athena Insurance and Financial Services be your broker. Athena Insurance is licensed in all States with the exception of Hawaii.

The “form” below can be used for “all contractors.”  For many contractors there will be a self-rater and issuance link here in the future.

In addition, we want to help you promote your business by listing or claiming your listing on ACE911.com.  You can list your business for free or upgrade your listing for a small fee.  See more…

1State(s) and Type
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    • SELECT ALL STATES OF OPERATION

      Select all of the States you are or will be operating in during the next twelve months of operation.
    • MM slash DD slash YYYY
    • CHECK THE BOXES FOR WHICH YOU WANT TO RECEIVE A QUOTE

      It is vital that you now order your "hard copy loss runs" from your current and prior insurance carrier. This is a common practice and it is required. Please order them now if you have not done so.
    • We understand this may require some time to gather the information. You have the "option" use a "save and return feature." Register and begin the process. Then, if you need to you can return, login and finish your application. Your information is safe, encrypted and deleted after 29 days.
    • GENERAL LIABILITY

    • 125

    • Business "Physical" Location(s)

      All locations owned, leased or rented
    • All locations must be declared
    • LOCATION 1

    • LOCATION 2

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Business Insurance Sacramento

Business Insurance Sacramento

Business Insurance Sacramento is “the” vital protection for any successful business. No business should operate without quality insurance from trusted and well known insurance companies. At Athena Insurance and Financial Services we offer just such protection from a vast selection of insurance companies.  Our selection of insurance companies is second to none. QUOTE NOW

It’s important for you to know that there is more to protection than just shopping for business insurance.  We bring years of experience, knowledge and care! Yes, we care about the customers we service and we know how important your business is to you and your family.

Business insurance of course! Personal insurance too? Yes, Athena Insurance and Financial Services offers a full line of personal insurance for autos, classics, rv’s, motorcycle, life, health and annuity.

Business Insurance Sacramento – We Insure Almost All Businesses

People often ask if we write in all parts of California. The answer is yes we do. We write insurance from the California Mexico border to the California Oregon border and beyond. In fact we provide insurance in Mexico, California, Oregon, Alaska, Arizona, Georgia, Iowa, Louisiana, Nevada, New Mexico, North Carolina, Ohio, South Carolina, Texas and Washington. QUOTE NOW

Business Insurance Sacramento – Risk Evaluation

Business Risk Evaluation begins with a fact finding mission.  We look at each business owner’s operations on a case by case basis. We do not want to assume that any two businesses operate in exactly the same way or have exactly the same exposure. The best way to do this is to ask you for information, require you to provide prior insurance loss runs and discuss your options. 

Today, we are seeing a “disturbing” trend on “taking the consultant” out of the equation as “some companies” try to cut cost in efforts to attract consumers driven on price alone. The impact of such decisions are yet to be seen. It will be interesting to see how service issues are handled and even more serious how claims will be dealt with.  Some serious question come to mind such as; Where will your agent be, the one that cares about your business, where will he/she be if you bought your insurance online on a “do-it-yourself” basis?

Business Insurance Sacramento – Coverages

Athena Insurance and Financial Services provides a wide variety of insurance coverage types such as, but not limited to:

  • Property & Casualty
  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Inland Marine
  • Builders Risk
  • Loggers Broad Form
  • Group Health (individual too)
  • Life Insurance – Key-man, Buy-Sell (request a free booklet today)
  • EPLI
  • Professional
  • Errors & Omission
  • Commercial Agriculture
  • Data Breach
  • Consultants
  • Farm & Ranch
  • Surety – license bonds, bid & performance and more

Make the wise choice and have peace of mind.  By from Athena Insurance and Financial Services today.

Are you a Contractor and want free online advertising? Check out ACE911.com today.

QUOTE NOW

  • Check the Boxes for items that match your business

  • Legal Owner Information

  • Business Type & Operations

  • Primary Liability Limits

  • Business Personal Property or Inventory

  • General Underwriting Questions

  • MM slash DD slash YYYY
  • Sorry, coverage cannot be bound. We must review your submission

 

California Business Insurance

California Business Insurance

California Business Insurance is “the” vital protection for any successful business. No business should operate without quality insurance from trusted and well known insurance companies. At Athena Insurance and Financial Services we offer just such protection from a vast selection of insurance companies.  Our selection of insurance companies is second to none. QUOTE NOW

It’s important for you to know that there is more to protection than just shopping for business insurance.  We bring years of experience, knowledge and care! Yes, we care about the customers we service and we know how important your business is to you and your family.

Business insurance of course! Personal insurance too? Yes, Athena Insurance and Financial Services offers a full line of personal insurance for autos, classics, rv’s, motorcycle, life, health and annuity.

California Business Insurance – We Insure Almost All Businesses

People often ask if we write in all parts of California. The answer is yes we do. We write insurance from the California Mexico border to the California Oregon border and beyond. In fact we provide insurance in Mexico, California, Oregon, Alaska, Arizona, Georgia, Iowa, Louisiana, Nevada, New Mexico, North Carolina, Ohio, South Carolina, Texas and Washington. QUOTE NOW

California Business Insurance Risk Evaluation

Business Risk Evaluation begins with a fact finding mission.  We look at each business owner’s operations on a case by case basis. We do not want to assume that any two businesses operate in exactly the same way or have exactly the same exposure. The best way to do this is to ask you for information, require you to provide prior insurance loss runs and discuss your options. 

Today, we are seeing a “disturbing” trend on “taking the consultant” out of the equation as “some companies” try to cut cost in efforts to attract consumers driven on price alone. The impact of such decisions are yet to be seen. It will be interesting to see how service issues are handled and even more serious how claims will be dealt with.  Some serious question come to mind such as; Where will your agent be, the one that cares about your business, where will he/she be if you bought your insurance online on a “do-it-yourself” basis?

California Business Insurance Coverage

Athena Insurance and Financial Services provides a wide variety of insurance coverage types such as, but not limited to:

  • Property & Casualty
  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Inland Marine
  • Builders Risk
  • Loggers Broad Form
  • Group Health (individual too)
  • Life Insurance – Key-man, Buy-Sell (request a free booklet today)
  • EPLI
  • Professional
  • Errors & Omission
  • Commercial Agriculture
  • Data Breach
  • Consultants
  • Farm & Ranch
  • Surety – license bonds, bid & performance and more

Make the wise choice and have peace of mind.  By from Athena Insurance and Financial Services today.

Are you a Contractor and want free online advertising? Check out ACE911.com today.

QUOTE NOW

  • Check the Boxes for items that match your business

  • Legal Owner Information

  • Business Type & Operations

  • Primary Liability Limits

  • Business Personal Property or Inventory

  • General Underwriting Questions

  • MM slash DD slash YYYY
  • Sorry, coverage cannot be bound. We must review your submission

 

Commercial Insurance

Commercial Insurance

Commercial Insurance is “the” vital protection for any successful business. No business should operate without quality insurance from trusted and well known insurance companies. At Athena Insurance and Financial Services we offer just such protection from a vast selection of insurance companies.  Our selection of insurance companies is second to none. QUOTE NOW

It’s important for you to know that there is more to protection than just shopping for business insurance.  We bring years of experience, knowledge and care! Yes, we care about the customers we service and we know how important your business is to you and your family.

Business Insurance – We Insure Almost All Businesses

People often ask if we write in all parts of California. The answer is yes we do. We write insurance from the California Mexico border to the California Oregon border and beyond. In fact we provide insurance in Mexico, California, Oregon, Alaska, Arizona, Georgia, Iowa, Louisiana, Nevada, New Mexico, North Carolina, Ohio, South Carolina, Texas and Washington. QUOTE NOW

Commercial Insurance Risk Evaluation

Business Risk Evaluation begins with a fact finding mission.  We look at each business owner’s operations on a case by case basis. We do not want to assume that any two businesses operate in exactly the same way or have exactly the same exposure. The best way to do this is to ask you for information, require you to provide prior insurance loss runs and discuss your options. 

Today, we are seeing a “disturbing” trend on “taking the consultant” out of the equation as “some companies” try to cut cost in efforts to attract consumers driven on price alone. The impact of such decisions are yet to be seen. It will be interesting to see how service issues are handled and even more serious how claims will be dealt with.  Some serious question come to mind such as; Where will your agent be, the one that cares about your business, where will he/she be if you bought your insurance online on a “do-it-yourself” basis?

Commercial Insurance Coverage

Athena Insurance and Financial Services provides a wide variety of insurance coverage types such as, but not limited to:

  • Property & Casualty
  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Inland Marine
  • Builders Risk
  • Loggers Broad Form
  • Group Health (individual too)
  • Life Insurance – Key-man, Buy-Sell (request a free booklet today)
  • EPLI
  • Professional
  • Errors & Omission
  • Commercial Agriculture
  • Data Breach
  • Consultants
  • Farm & Ranch
  • Surety – license bonds, bid & performance and more

Make the wise choice and have peace of mind.  By from Athena Insurance and Financial Services today.

QUOTE NOW

  • Check the Boxes for items that match your business

  • Legal Owner Information

  • Business Type & Operations

  • Primary Liability Limits

  • Business Personal Property or Inventory

  • General Underwriting Questions

  • MM slash DD slash YYYY
  • Sorry, coverage cannot be bound. We must review your submission

 

Business Insurance

Business Owners Package

Business Owners Package Insurance from Athena Insurance and Financial Services is the best. We offer a varierty of business owners packages such as insurance for this Floral Shop.  This business owner can rest assured, that after qualifying for a preferred package that she is covered with some of the best coverages in the World.

But there is more to BOP’s than just insurance for Floral Shops.  Check this out…. read more.

  • Retail Stores & Services – a wide variety of categories are eligible for BOP
  • Professional Services – a wide variety of categories are eligible for BOP
  • Auto Services
    • Local drivers depend on your for quality auto repair service to get them back behind the wheel fast. If your business is interrupted due to an unexpected incident, will your insruance help you get back in the driver’s seat quickly?
    • Any number of events can threaten your day-to-day operation, and Nationwide provides complete, afforadable automotive repair shop insurance to help pay for repairs or settle damages that might otherwise seriously threaten your business.
  • Contractors
    • Contarctors face unique and often dangerous risks everyday on the job. Whether you’re and electrical, excavation or plumbing and HVAC contractor, y ou know that in a split second accidents can happen. Because every business is different, commercial insurance solutions for contractors can range from a standard policy to a more thorough mix of coverages. The type of contracting business you own -such as janitorial, engineering or building- as well as its size and location will affect the types of insruance you may need.  Click here for your Contractors quote today.

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  • Welcome! Lets' get started. Please tell us a little about your business

  • States of Operation

    Check the States where you have physical office locations.
    Please list all office locations, branches or storage facilities associated with your business. Land owned, leased or rented.
  • General Information

  • MM slash DD slash YYYY
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Steve Valencia