Contractor Insurance

Construction Insurance

Contractor Insurance

For the best rates around let Athena Insurance and Financial Services be your broker. Athena Insurance is licensed in all States with the exception of Hawaii.

The “form” below can be used for “all contractors.”  For many contractors there will be a self-rater and issuance link here in the future.

In addition, we want to help you promote your business by listing or claiming your listing on  You can list your business for free or upgrade your listing for a small fee.  See more…

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      Select all of the States you are or will be operating in during the next twelve months of operation.
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      It is vital that you now order your "hard copy loss runs" from your current and prior insurance carrier. This is a common practice and it is required. Please order them now if you have not done so.
    • We understand this may require some time to gather the information. You have the "option" use a "save and return feature." Register and begin the process. Then, if you need to you can return, login and finish your application. Your information is safe, encrypted and deleted after 29 days.

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    • Business "Physical" Location(s)

      All locations owned, leased or rented
    • All locations must be declared
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Start your application now. If you register you may utilize the “save and continue” feature (optional and not required) Why Register? 

Winery Insurance for all phases of your operations

Here at Athena Insurance and Financial Services, providing top of the line Winery Insurance Services is what we do! What is important for you to know? We have the markets and the experts to protect your valuable investment.  Athena Insurance has been helping others like yourself since 1996 and we operate in almost every State in the United States.

Winery Insurance

The information we are about to provide “will vary” from client to client and State by State… so please keep this in mind when you receive you quote.  Not all insurance carriers provide the same terms and conditions, endorsement or exact type of services. Be sure to ask our broker about a particular feature that is of utmost importance to you and yours.

Possible Features Insurance

Some of our specialty insurance programs have dedicated to premium-owned host wineries, custom crush operations, alternating proprietorships, and negociants.

Managing Wine Makers’ Risk

Tailored Loss Control

Our unique approach to loss control is built around deep expertise in the business of wine making. Many of our  programs provide risk management and claims features you won’t find in any other winery programs:

  • Stop Loss Limit – Unique in the industry, an  approach to property insurance is intended to allow for numerous property coverages to be triggered with the use of a single property deductible in most instances.
  • Claims Management – Our Insurance Carrier’s ability to proactively manage claims has resulted in historical client retention.
  • Loss Control – With many years in the wine industry, we understand our clients’ operations.

Navigating Real Risk

Let our agency help you to navigate the risk of insurance

Contact Us

Athena Insurance and Financial Services
Steve Valencia
205 Court St
Jackson CA 95642

Phone 209 223-1870

Coverage Highlights

Coverage Available

  • Wine leakage
  • Contamination
  • Property
  • General liability
  • Commercial auto
  • Workers’ compensation
  • Excess liability
  • Management liability
  • International
  • Bonds
  • Bulk wine / cased goods
  • Coverage Notes

Crop Insurance Management Services*

Transfer the tedious, time-consuming, bureaucratic crop insurance process to trained colleagues with over 20 years experience.

Appetite & Availability

Targeted Classes

  • Host wineries
  • Custom crush
  • Alternating proprietorship
  • Negociants

Geographic Availability

  • United States

Winery Plus*

WineryPlus offers property and casualty insurance products to wineries (bonded and virtual), vineyard estates and custom crush facilities.

Winery Plus offers property and casualty insurance products to wineries (bonded and virtual), vineyard estates and custom crush facilities. We blend financial stability with niche-proficient underwriting, risk control and claim professionals. This synchronization, couple with prudent flexibility and functional winery knowledge, creates a distinct value proposition for select vintners across the country.

Coverage Highlights

Basis of Coverage

  • Occurrence and claims-made coverage

Core Coverages

  • General liability
  • Liquor liability
  • Property
  • Boiler and machinery
  • Mobile equipment
  • Crime
  • Business auto
  • Excess liability

Specialty Enhancements

  • Selling pricing and agreed value options (stock)
  • Blanket limits (property, business personal property and stock)
  • No coinsurance penalty
  • Contamination
  • Leakage
  • Transit
  • Stock at unnamed locations
  • Special events
  • Farm and vineyard liability

Appetite & Availability

Targeted Classes

  • Wineries (bonded and virtual)
  • Vineyard estates
  • Cideries
  • Custom crush facilities (with annual case production below 500,000)