Ohio Loggers Broad Form Insurance

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Loggers Broad form insurance is a general term used to possibly encapsulate a variety of insurance risks related to forestry dependent upon the Individual or Business operations and activities.

For example; in the State of California a Forestry Contractor may be required to hold a License. The license type is referred to as License Timber Operators license (LTO).  More information can be viewed at the Cal Fire site located here. Licensed Timber Operators

The Cal Fire site refers to “two” types of licenses that can be obtained depending on the kind of timber operations conducted.  Here is a copy/pasted excerpt:

“Licensed Timber Operators have two different types of licenses depending on the kind of timber operations they are authorized to conduct. Licenses which begin with the letter “A” authorize the licensee to conduct any type of operations. Those licenses which begin with the letter “B” restrict the licensee to only the removal of minor forest products such as firewood and Christmas trees.”

Types of Insurance Forestry Contractors may want to have

This list is not exhaustive but does touch upon the primary types of Forestry Contractor Insurance that you may want to know about and have for your protection.

• As a “Consultant” you should have “Professional Errors & Omissons” liability insurance
• Loggers Broad Form Insurance
• General Liability Insurance
• Commercial / Business Auto Insurance
• Workers Compensation
• Inland Marine / Equipment Insurance
• If a Corporation Directors & Officers Errors & Omissions Insurance
• Employment Practices Liability

The list above is only a partial list.  If your business is involved in the Processing and Manufacturing of timber products then also consider:

• Business Interruption Insurance
• Products Liability
• Building
• Inventory
• Equipment Breakdown
• If you business is also in the business of Transportation
• Truckers General Liability
• Motor Truck Cargo Coverage
• Non-owned and Hired