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Hagerty Insurance is famous and reputable for providing insurance to a wide group of individuals that are wanting the right insurance protection. At Athena Insurance and Financial Services we are proud to offer Hagerty Insurance for the following:

  1. Antique Cars
  2. Classic Cars
  3. Classic Trucks
  4. Classic Utility Trailers
  5. Motorsports Insurance
  6. Classic Military Vehicles
  7. 1980 or new collector Vehicles
  8. Retired Commercial Vehicles
  9. Collector Trailers


Showing regional guidelines for

  • Hagerty’s program provides off-track coverage for vintage race cars, nostalgia dragsters, pro-street, and modern, high-quality racing vehicles.

  • Vintage Race Cars


  • Examples:

    • Vehicle 1
    • Vehicle 2
    • Vehicle 3
  • Nostalgia Dragsters


  • Examples:

    • Vehicle 4
    • Vehicle 5
  • Pro-street

    Pro-street cars are generally from the 1960s or ‘70s and have been modified primarily for straight-line speed.

  • Examples:

    • Vehicle 6
    • Vehicle 7
    • Vehicle 8


Antique tractor collectors comprise a small but very enthusiastic segment of the collector vehicle hobby. To qualify for our program, tractors must meet the following requirements:

  • 1989 and older
  • Must be in good condition unless under active restoration
  • Minimum value is $2,000
  • Not used for farming or utility use
  • “Tractor pulls” at the county fair are acceptable for stock tractors
  • 1941 John Deere H
    1941 John Deere H
  • 1961 Porsche 217
    1961 Porsche 217
  • 1939 Ford 9N Tractor
    1939 Ford 9N Tractor


The degree to which your client’s vehicle is modified and the types of modifications determine whether it fits our program.


  • Custom paint job
    Custom paint job
  • Vehicle modification
    Vehicle modification
  • Engine enhancement
    Engine enhancement


Replicas should duplicate vehicles that are no longer in production, such as ‘50s Porsche Speedsters or ‘20s Mercedes Benz Roadsters. Because the quality of these vehicles’ construction can vary greatly, we may require additional documentation of the vehicle’s condition prior to offering a policy.


  • 1980 Shay Model A
    1980 Shay Model A
  • 1955 Porsche Speedster
    1955 Porsche Speedster
  • 2003 Auburn Speedster
    2003 Auburn Speedster

Other modified vehicles, such as lowriders and tuners, must meet additional underwriting criteria.


Lowriders are vehicles that use hydraulic and air suspension to lower or bounce the car.


  • 1962 Buick LeSabre
    1962 Buick LeSabre
  • 1964 Chevrolet Impala SS
    1964 Chevrolet Impala SS
  • 1990’s GMC Suburban
    1990’s GMC Suburban


Tuners are generally Asian or European manufactured sport compact vehicles that are highly customized for looks and/or performance. These vehicles are usually 1990 and newer. Typical modifications include tuned engines, body kits, carbon fiber, custom paint, wheels, and interiors featuring elaborate stereo equipment, TVs, video game systems, etc.


  • 1989 Ford Probe GT
    1989 Ford Probe GT
  • 1999 Toyota Mark II
    1999 Toyota Mark II
  • 2000 Mitsubishi Eclipse
    2000 Mitsubishi Eclipse