Michigan Loggers Broad Form Insurance
Loggers Broad form insurance is a general term used to possibly encapsulate a variety of insurance risks related to forestry dependent upon the Individual or Business operations and activities.
For example; in the State of California a Forestry Contractor may be required to hold a License. The license type is referred to as License Timber Operators license (LTO). More information can be viewed at the Cal Fire site located here. Licensed Timber Operators
The Cal Fire site refers to "two" types of licenses that can be obtained depending on the kind of timber operations conducted. Here is a copy/pasted excerpt:
"Licensed Timber Operators have two different types of licenses depending on the kind of timber operations they are authorized to conduct. Licenses which begin with the letter "A" authorize the licensee to conduct any type of operations. Those licenses which begin with the letter "B" restrict the licensee to only the removal of minor forest products such as firewood and Christmas trees."
Licensing Requirements for other States
For the licensing requirements for other States refer to your State Department for oversight. You might also try to find performing a search on Ace911.com at AmericanContractorExchange.
States where we provide Forestry Contractors Insurance
For a list of States were Athena Insurance and Financial Services offers Forestry Contractors Insurance click here to be redirected to our main web site AthenaInsurance.com/about
Types of Insurance Forestry Contractors may want to have
This list is not exhaustive but does touch upon the primary types of Forestry Contractor Insurance that you may want to know about and have for your protection.
- As a "Consultant" you should have "Professional Errors & Omissons" liability insurance
- Loggers Broad Form Insurance
- General Liability Insurance
- Commercial / Business Auto Insurance
- Workers Compensation
- Inland Marine / Equipment Insurance
- If a Corporation Directors & Officers Errors & Omissions Insurance
- Employment Practices Liability
The list above is only a partial list. If your business is involved in the Processing and Manufacturing of timber products then also consider:
- Business Interruption Insurance
- Products Liability
- Equipment Breakdown
- If you business is also in the business of Transportation
- Truckers General Liability
- Motor Truck Cargo Coverage
- Non-owned and Hired
and the list goes on depending on your individual needs and operations.
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