Health, Dental & Life

Health, Dental & Life Insurance

Important information regarding Athena Insurance and Financial Services Health plans.

It is important to keep in mind that as Independent Insurance Agents and Brokers our status of service is that “You” are our priority. We are not employees of any of the insurance carriers we shop and evaluate for you.  Equally as important is the fact that you “DO NOT” pay more by using our services.

So how do we get paid? Each Insurance Company we have access to has granted to us an Agency Contract that allow us to earn a commission on each policy we place.  Does this “add” to you price? No.. it does not.

“Most people find that working with an experience broker provides them with choices, options, savings and convenience”

And there is more…

Covered California Certified

We are Certified in California for “in-market  ” health plans and provide “off market” plans too.

*We are appointed with a multitude of health insurance companies such as Anthem, Blue Shield, Aetna, Cigna, United Health Care and more.

Federal-Faciliated Certified


“Make the wise choice and have peace of mind”

In addition to Health Insurance we shop Dental and Life Insurance

Our agent Steve Valencia is a graduate of Life Underwriters Training Council (1983) and has educational experience in Advanced Estate Planning Concepts, Keyman life Insurance, Business life, Term, Universal and more. He is appointed with several well known companies and will be glad to service your life insurance needs.

To speak with one of our Health Agents call 209-223-1870 or complete the Health Contact for below.


* Plan and carrier participation will vary from State to State.